🤑 Base salary range: For this role, candidates located in Canada can expect a base salary range, described in the posting. Actual compensation is determined based on skills, experience, and role level. Exceptional candidates may be considered above the top of the range, and pay can increase quickly for those who make a big impact in the role.

🚀 Total compensation: In addition to base salary, permanent employees receive equity compensation. We use clear job levels and market-based salary bands to ensure compensation is fair and consistent across the company.

Build something people love

Wealthsimple is on a mission to help everyone achieve financial freedom by reimagining what it means to manage your money. Using smart technology, we take financial services that are often confusing and expensive and make them transparent and low-cost for everyone. We’re the largest fintech company in Canada, with 3+ million users who trust us with more than $100 billion in assets. And we’re just getting started.

We’re looking for someone who thinks big, sweats the small stuff and keeps things simple. You’ll join a high-bar, fast-paced team where people are trusted to own their work, communicate openly, and ship things that improve our clients’ lives. Collaboration, humility, and an obsession over quality are how we get stuff done.

Be a part of our Canadian success story and help shape the financial future of millions. Read our Culture Manual and learn more about how we work.

We are seeking a Specialist, Margin Supervision to perform supervisory activities for our margin lending business and effectively manage regulatory, financial, and reputational risk to the business.

Responsibilities:

• Support the margin team as a developing subject matter expert on margin lending, derivative instruments, and complex products within margin accounts; assist with agent escalations and technical margin inquiries while building expertise through mentorship from senior team members.

• Monitor market, credit, and concentration risk at dealer and client levels real-time; identify potential high-risk areas and contribute to the development of risk mitigation strategies.

• Continuously monitor market conditions, volatility, and portfolio exposures to identify emerging risks; exercise sound judgment to make time-sensitive decisions that rapidly redirect supervision efforts toward affected accounts and implement enhanced oversight protocols in response to changing market conditions while effectively mitigating risk.

• Support the development and testing of risk models that measure potential losses under various market conditions; apply analytical skills to validate model outputs and identify trends.

• Develop working knowledge of CIRO Business Conduct and Financial Operations regulations; assist in analyzing rule requirements and communicating compliance obligations to internal stakeholders with guidance from senior team members.

• Collaborate with Product, Engineering, Compliance, Finance, Risk, and Operations teams to support risk assessments and help identify operational, compliance, and capital requirements for new and existing products.

• Assist in implementing and maintaining processes, policies, and procedures that support CIRO regulatory compliance and address capital adequacy requirements; contribute ideas for process improvements and efficiency gains.

• Conduct detailed reviews of transfer activities to evaluate risk exposure, validate control effectiveness, and ensure adherence to established policies while maintaining optimal balance between risk mitigation and operational efficiency.

• Utilize professional judgement to assess security risk profiles and set dynamic margin rates responsive to volatility and liquidity conditions, maintaining adherence to CIRO regulatory requirements

• Support balanced risk assessment by evaluating client and dealer impacts; contribute to the development of practical solutions that balance risk mitigation with product functionality and client experience.

• Prepare presentation materials and reports on margin lending activities for internal departments and management; develop clear summaries of complex risk data tailored to varying levels of audience expertise.

• Demonstrate initiative by identifying process gaps and contributing to team projects; take ownership of assigned tasks and see them through to completion with appropriate oversight and guidance.
  

Requirements:

• 1-3 years of experience in margin operations, risk management, compliance, or a related function at a CIRO-regulated investment dealer or financial services firm

• Completion of or active enrolment in Investment Dealer Supervisor Course (IDSC), Derivatives Fundamentals and Options Licensing Course (DFOL), or other relevant CSI courses preferred; CFA, CPA, or FRM pursuit considered an asset.

• Working knowledge of margin lending and derivative instruments with developing understanding of strategy risks and payoff profiles; familiarity with CIRO IDPC margin requirements under Rules 3000, 4000, and 5000, with commitment to deepening regulatory expertise.

• Strong analytical capabilities with excellent attention to detail and solid problem-solving skills; working proficiency in SQL for data extraction; advanced Excel skills including formulas, pivot tables, and data analysis.

• Demonstrates sound judgment and composure when working in a fast-paced environment; able to manage multiple priorities and seek guidance when needed.

• Strong interpersonal and collaboration skills with ability to build effective relationships across teams; receptive to feedback and willing to contribute ideas and perspectives appropriately.

• Clear communication skills with ability to explain technical concepts to diverse audiences; adapts messaging based on audience expertise ranging from operational teams to management.

Why Wealthsimple?

🌸 Top-tier health benefits and life insurance

📈 Long-term group savings with employer match using our Wealthsimple for Business platform

🌴 20 vacation days + 4 wellness days per year, and unlimited sick and mental health days

✈️ 90 days away program: Employees can work outside of Canada for up to 90 days per calendar year

👥 A wide variety of peer and company-led Employee Resources Groups (e.g., Rainbow, Women of Wealthsimple, Black @ WS)

🌎 We’re a remote first team with over 1,500 employees across North America - and one of the best things about working here is the people. You’ll be collaborating with incredibly talented, curious, and driven teammates who care deeply about doing great work.

Technology & Innovation at Wealthsimple

We believe the future belongs to those who innovate boldly. At Wealthsimple, every team member is expected to lean into new technologies, including AI, and tooling to rethink how we work, solve problems faster, and create even greater value. We're looking for people who are not just comfortable with change but energized by it. Our commitment is to build a company that evolves at the pace of the world around us, and we want you to help lead that future.

DEI Statement

At Wealthsimple, we are building products for a diverse world and we need a diverse team to do that successfully. We strongly encourage applications from everyone regardless of race, religion, colour, national origin, gender, sexual orientation, age, marital status, or disability status.

Accessibility Statement

Wealthsimple provides an accessible candidate experience. If you need any accommodations or adjustments throughout the interview process and beyond, please let us know, and we will work with you to provide the necessary support and make reasonable accommodations to facilitate your participation. We are continuously working to improve our accessibility practices and welcome any feedback or suggestions on how we can better accommodate candidates with accessibility needs.

We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed, please contact us.

Compensation Range: CA$69.6K - CA$87K